Daily Money Management Services
Provided By Hartzler Enterprises
Hartzler Enterprises provides basic money management services designed to
meet the specific needs of each individual client.
Elderly Clients
Through home visits, elderly clients receive assistance with bill
paying, budgeting, writing or cashing checks and handling their insurance and Health
paperwork.
The plan of service is structured to maintain and improve the
client’s sense of independence
- Help with routine personal bookkeeping
- Review bills to be paid
- Enter cheques and deposits (including direct deposit of Social Security and
pensions) in cheque register
- Reconcile cheque register with bank statement
- Prepare cheques
- Assist with transfer of funds between accounts
- Assist with CD renewals
Social Support Services: We often see that our frail elderly clients,
living alone need different types of supportive services. We work with them, with their
families or other responsible parties, offer guidance on resources in the community. We
may call Social Workers for assessment, Home Health Agencies for in home support. If
limited finances are a consideration we will look for low cost or subsidized services.
Hartzler Enterprises provides social support and business
assistance to clients who require management in their daily personal and financial
affairs. Dependable personal services with caring, respect and understanding.
Medical Bills and Health Insurance Service: This service is offered to make
sure you do not pay medical bills that your health insurance will pay for you:
- Review of medical bills that your health insurance has paid as much as is covered
- If it has not, taking appropriate action with the provider of service, Health
and/or other health insurance
- File claims when necessary
Catastrophic Health Insurance Claims: This is a specialized field, which
requires knowledge and experience in defining benefits, documenting deductibles and other
expenses, and dealing with the insurance provider.
Health Care Applications: Many elderly persons find their monthly income
is not enough to support them when they are no longer able to manage on their own, and
must move into a nursing home.
- Coordination of documents required to establish eligibility
- Working with the local Health Authorities and Human Services Department staff to
complete processing of the application
Tracking and trouble shooting of Health Insurance
- Sort/match Health Insurance benefit explanations with invoices/statements
received from provider (hospital/ambulance/doctor/other provider)
- Review policy to determine coverage
- Review questionable payments with policy;
- Contact insurance company to determine their review procedures
Daily Money Management: is offered with focus on keeping track of income and
where it’s going:
- Recording all deposits and all debits into the cheque register
- Preparing cheques to pay bills, as needed
- Keeping investment and other financial statements in order
- Assembling papers as needed for Income Tax preparation, and preparing charity and
medical deduction records
- Bill paying
- Organize bank records
- Maintain and balance chequing account
- Organize medical insurance papers for filing claims and payment resolution
- Organize tax papers for income tax filing
- Moving assistance/streamline and organize personal effects
Daily Paperwork Control
Review mail – ACT
- A
Decide what needs to be acted on
- C
Compile for files – decide what to save
- T
Toss out what is unnecessary (ex. junk mail, duplicate catalogs)
In reviewing mail, we can help you decide (learn) what is actually
"official" business and what is a solicitation or sweepstake offer.
Dunk the Junk
Assist in removing your name from unwanted mailing lists.
Paperwork organizing: A Few Tips
Decide what to save – what to toss
Begin by sorting thru mail to decide what needs to be: saved, what needs to be
acted on, what can be tossed.
Purge unneeded paperwork. This includes:
- Excess – out/of/date
- cheques – non tax-return bearing unessential. Ex. cheques for cash,
groceries, etc.
- Duplicative records – investment statements that repeat the prior statement;
- Pay stubs after receiving for last stub of year if it contains info on deductions
for insurance or other non 77 times that you may want to track
- Catalogs – multiple issues of the same catalog
- Magazines – Don’t keep the whole magazine just because of one article
Organize/schedule pertinent financial/personal information
- Wills/trusts/power of attorney/health care power of attorney/bank accounts,
investments accounts
- Inventory of personal property
- Inventory can be either written or video-taped
Organizing
Small Office/Home Office
- Analyze current set-up and procedures
- Purge unneeded paperwork/clutter
- Work with you to develop an efficient office with procedures that are EASY to
maintain (translation – if a system is complicated or clumsy, you won’t stay
with it)
Homes
- offering organizing services for the home.
- help unclutter closets, storage areas or rearrange kitchens
Relocation Management
This is a service that has evolved over the past several years.
Clients ask for assistance with their moves from their homes or apartments to
retirement/assisted living centers or nursing homes.
- Identify and secure important documents
- Secure personal property
- "The Move"
- referrals for the sale of property
- referrals for the sale of contents
- finishing details
- setup details of new residence
Personal Support
- Schedule appointments; medical and personal
- Accompany to and from medical and personal appointments
- Visiting
- Personal errands, shopping, groceries, and more
Others
Provides referrals to professionals:
- Legal
- Tax
- Financial Planning
- Real Estate
- Notary Services
Hartzler Enterprises is a convenient, personalized service to provide you
with greater independence and accuracy in managing the details of your personal financial
affairs.
We will come to your home or office to assist you, as often as
needed, in strictest confidence. At your request, we will work with your family as well as
with medical, legal, and financial advisors. We can make special arrangements if you are
away from home. Our rates are reasonable and we can set up a program of regular visits or
handle smaller tasks as they arise.
In addition to filling in your special request, Hartzler
Enterprises, can provide the following services:
- Budget counseling
- Organization and maintenance of financial records for tax purposes
- Reconciliation of bank statements
- Preparation of cheques and medical claims
- Follow-up on problems with bills or insurance
- Preparation of letters of complaint or inquiry
- Maintenance of domestic payroll records for nurses or household help, including
the timely filing of government and tax forms as required
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